How To Report Storm Damage In Tulsa After Saturday's Severe Weather

5 min read Post on May 02, 2025

How To Report Storm Damage In Tulsa After Saturday's Severe Weather

Documenting Your Storm Damage in Tulsa

Accurate documentation is the cornerstone of a successful storm damage claim. Before contacting any authorities or insurance companies, take the time to thoroughly document the damage to your property. This detailed record will be invaluable when seeking assistance and filing insurance claims.

Photographing and Videographing the Damage

Take detailed photos and videos of all damage to your property, both interior and exterior. High-quality visuals are essential for insurance adjusters to assess the extent of the damage.

Include wide shots: Capture the overall damage to your home or property from multiple angles.
Capture close-up shots: Take detailed photos of specific points of damage, such as broken windows, damaged roofing, water damage, or affected personal belongings.
Use a timestamped camera: If possible, use a camera or smartphone that automatically timestamps photos and videos. This eliminates any ambiguity about when the photos were taken. If not, write the date and time on each photo.
Document damaged belongings: Photograph every damaged item individually, showing the extent of the damage.

Creating a Detailed Inventory of Damaged Items

Create a comprehensive inventory of all damaged or destroyed items. This inventory should include as much detail as possible to support your insurance claim.

Item description: Include the make, model, and serial number (if applicable) of each item.
Purchase date: Note the date you purchased each item. Receipts are extremely helpful.
Estimated value: Provide an estimated value for each item, ideally supported by receipts or appraisals.
Damage description: Clearly describe the type and extent of the damage to each item.
Use a spreadsheet: Organize your inventory using a spreadsheet or a dedicated inventory app.

Securing Your Property After the Storm

After documenting the damage, take immediate steps to secure your property from further damage. This shows responsibility and may prevent additional losses.

Board up broken windows and doors: This prevents further damage from wind, rain, and potential intruders.
Cover damaged roofs: If it's safe to do so, use tarps to cover damaged areas of your roof to prevent further water damage. Seek professional assistance if unsure.
Remove debris: Clear debris from your property to prevent further damage or injury. Be cautious of downed power lines.

Reporting Storm Damage to the City of Tulsa

After documenting the damage, report it to the appropriate City of Tulsa departments. This ensures the city is aware of the situation and can provide necessary resources and assistance.

Contacting the City's Emergency Management Agency

Contact Tulsa's Emergency Management Agency (EMA) to report your storm damage. They can provide information on available resources and assistance programs. Their contact information can be found on the official City of Tulsa website.

Provide your contact information: Include your name, address, phone number, and email address.
Describe the damage: Clearly explain the type and extent of the damage to your property.
Specify location: Precisely indicate the location of the damage on your property.

Reporting Damage to Relevant City Departments

Depending on the type of damage, you may need to contact specific city departments:

Power outages: Report power outages directly to your electricity provider (e.g., Public Service Company of Oklahoma).
Road damage: Report damaged roads, potholes, or other infrastructure issues to the City of Tulsa's Public Works department.
Tree damage: Report downed trees or damaged trees on public property to the appropriate city department (often Parks and Recreation).

Filing an Insurance Claim for Storm Damage in Tulsa

Filing a comprehensive insurance claim is crucial for recovering from storm damage. Act quickly and keep detailed records.

Contacting Your Insurance Company Immediately

Contact your homeowner's or renter's insurance company immediately after the storm. Provide them with the documentation you've prepared, including photos, videos, and your detailed inventory.

Have your policy number ready: This will expedite the claims process.
Clearly explain the circumstances: Provide a detailed account of how the damage occurred.
Follow their instructions: Carefully follow your insurance company's instructions for filing a claim.

Understanding Your Insurance Policy

Before contacting your insurer, review your policy thoroughly. Understanding your coverage limits and deductibles is critical.

Check your coverage: Verify what types of damage are covered under your policy.
Note your deductible: Understand the amount you're responsible for paying before the insurance coverage begins.
Review the claims process: Familiarize yourself with the steps outlined in your policy for filing a claim.

Working with an Adjuster

An insurance adjuster will be assigned to assess the damage to your property. Cooperate fully with them throughout the process.

Provide requested documents: Provide any additional documentation the adjuster requires.
Answer questions honestly: Be truthful and provide accurate information.
Review all documents: Carefully review any documents you're asked to sign before signing them.

Conclusion

Reporting storm damage in Tulsa after Saturday's severe weather requires prompt action and meticulous documentation. By following these steps—documenting your damage thoroughly, reporting it to the city, and filing an insurance claim promptly—you can significantly increase your chances of receiving the necessary assistance for recovery. Remember to keep detailed records of all communication and expenses. Don't delay – start the process of reporting your storm damage today! Taking immediate action is crucial for a successful recovery. Take control and report your Tulsa storm damage now.